The Lowest Checking Balance Ever!

Last night I checked my checking account balance online. I wanted to buy some groceries. I knew that my balance was running low, and wanted to check and see how much I could safely spend. Imagine my astonishment when I logged on and saw that my total checking account balance was $ 0.34! I had forgotten about my insurance auto-payment and was counting on there being at least $75 in there. I could have transferred money from my online HSBC savings account, but that would take a few days. So I decided not to buy anything last night, and to deposit all my online survey checks in the morning. I should also be getting $65.40 from a sale I made on Amazon. So, I am okay after all, but it is terribly scary seeing a balance of only a few cents in one's primary checking account. In the end, I did not go grocery-shopping, but instead went home and cooked stuff I had in my pantry - which was just as good.